Good Day Alabama July 27, 2015 – MyFoxAL.com – FOX6 WBRC Birmingham, AL

Heres what you saw on Good Day Alabama:

BBB – If you are planning to buy a house, lease a car or even get a new job, your credit score matters. Scammers know this, and they make a living preying on those desperate to improve their score. Lately, BBB Scam Tracker has received numerous reports from consumers targeted by credit repair scams. David Smitherman with the Better Business Bureau explained how the scam works. He says you get a phone call or see an ad for a company that claims it can instantly repair your credit. Your poor credit rating has been holding you back, so you decide to give it a try. You contact the company, and they promise to remove past credit mistakes, such as late payments or a bankruptcy, from your credit report. They may even offer to give you a new credit identity. Dont fall for it! Both of these techniques are scams. Scam credit repair companies may persuade you to contest accurate information on your credit report. Others urge you to apply for a new ID number – typically one used by businesses for tax purposes – or provide you with a stolen Social Security number and tell you to apply for the loan with the new number. Misrepresenting yourself like this is illegal.

How to Spot a Credit Repair Scam:

  • You are asked to pay in advance: In the US and Canada, credit repair companies can only collect their fee after they perform the services promised.
  • The company promises to remove negative information from your credit report. If the information is accurate, no one can remove it.
  • You are urged to get a new credit identity. Some scam companies will ask you to apply for an Employer Identification Number instead of using your Social Security number. Misrepresenting your SSN is a crime.
  • Beware of contract red flags. Make sure you sign a contract and that it contains the terms of your agreement, including the price, the time period and the services to be performed.
  • Know you can cancel. If you signed up for a credit repair service and it looks suspicious, you can cancel. In the US, you have three days.

For more information, visit bbb.org.

VET SPECIALIST – Dr. Jerome Williams and Dr. Casey Ray. Dr. Ray demonstrated the use of ultrasound in diagnosis for your pets health concerns. Dr Ray has a mobile diagnostic ultrasound practice. He demonstrates how it works to help with a diagnosis. Dr. Ray graduated from Auburn University College of Veterinary Medicine. Following a residency, he served as a staff criticalist at large multispecialty referral hospital north of Boston. While working at a local specialty hospital, he decided to work more closely with the veterinary community and offer services to clients at their regular veterinary hospital. He offers diagnostic ultrasound at your regular veterinary clinic; assists with small, specialty procedures that would otherwise need referral, and consult with veterinarians on their cases and other topics. Dr. Jerome Williams is at Red Mountain Animal Clinic. For more information, call 205-326-8080 or redmountainanimalclinic.com/.

LAURA MCNEILL – Laura McNeill — the Alabama author whose buzzed-about debut domestic suspense novel, Center of Gravity from Harper Collins, hit bookshelves on July 14th, joins us! A native of upstate New York, Laura — a former Associated Press award-winning CBS affiliate anchor — has called Alabama home for the past fifteen years. While she initially moved to the Heart of Dixie to take on the full-time role of wife and mom, she has been a single parent to her two boys for the past several years. Her difficult divorce provided her with the inspiration to pen Center of Gravity, which garnered her a two-book deal with prestigious major NYC book publishing house HarperCollins. Center of Gravity is set in McNeills stomping grounds of Mobile, and takes readers through countless locations, turns of phrase, and types of people that will be all too familiar to most any Alabamian. It is available in paperback and e-book formats via all major online retailers and in bookstores across North America as of July 14. Find Laura on Facebook, Twitter, Pinterest, Instagram, Goodreads, and her website, lauramcneill.com.

ASK THE GARDENER – Alabama Cooperative Extension Agent Sallie Lee took questions from viewers about their gardening needs. You can reach her at the Extension office with your questions at (205) 879-6964 ext 11.

JEH JEH LIVE – Jeh Jeh joined us live from Geaux Play Sports with Nate Acton to learn about Self-Defense for real life situations! Krav-Maga originated in Israel under battle field conditions and adapted very efficiently to real life on the streets! It is based on natural reactions to events so it is easy to learn and easy to remember! For more info call 205-413-9124 or log on to cstrikekravmaga.com. Its at the geauxplayalabama.com website as well.

Tomorrow on Good Day Alabama, we talk politics and all the politicians in the race for the White House! The angler joins us to take your questions about fishing! Teach your kids how to budget before they head off to college… we show you how! New movies, music, and games hit store shelves … we check out whats new in entertainment! Join us for this and much more tomorrow on Good Day Alabama!

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